{"id":10530,"date":"2025-10-19T15:38:38","date_gmt":"2025-10-19T15:38:38","guid":{"rendered":"https:\/\/pay.flconsulting.am\/?page_id=10530"},"modified":"2025-10-19T15:43:07","modified_gmt":"2025-10-19T15:43:07","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/pay.flconsulting.am\/en\/terms-and-conditions\/","title":{"rendered":"TERMS AND CONDITIONS"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; woodmart_inline=&#8221;no&#8221; text_larger=&#8221;no&#8221;]<\/p>\n<p data-start=\"4200\" data-end=\"4231\"><strong data-start=\"4200\" data-end=\"4229\">Updated: October 19, 2025<\/strong><\/p>\n<hr data-start=\"4233\" data-end=\"4236\" \/>\n<h2 data-start=\"4238\" data-end=\"4259\">1. General Terms<\/h2>\n<p data-start=\"4260\" data-end=\"4403\">These Terms and Conditions govern the use of the <strong data-start=\"4309\" data-end=\"4330\">FL Consulting LLC<\/strong> website <strong data-start=\"4339\" data-end=\"4358\">flconsulting.am<\/strong> and its subdomain <strong data-start=\"4377\" data-end=\"4400\">pay.flconsulting.am<\/strong>.<\/p>\n<p data-start=\"4405\" data-end=\"4481\">By using the website, you agree to be bound by these Terms and Conditions.<\/p>\n<hr data-start=\"4483\" data-end=\"4486\" \/>\n<h2 data-start=\"4488\" data-end=\"4519\">2. Description of Services<\/h2>\n<p data-start=\"4520\" data-end=\"4564\">The website provides users with access to:<\/p>\n<ul data-start=\"4565\" data-end=\"4748\">\n<li data-start=\"4565\" data-end=\"4619\">\n<p data-start=\"4567\" data-end=\"4619\">Accounting, tax, and financial consulting services<\/p>\n<\/li>\n<li data-start=\"4620\" data-end=\"4673\">\n<p data-start=\"4622\" data-end=\"4673\">Event and seminar registration and online payment<\/p>\n<\/li>\n<li data-start=\"4674\" data-end=\"4748\">\n<p data-start=\"4676\" data-end=\"4748\">Information and educational materials related to business and finance.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"4750\" data-end=\"4753\" \/>\n<h2 data-start=\"4755\" data-end=\"4771\">3. Payments<\/h2>\n<p data-start=\"4772\" data-end=\"4943\">All payments are processed in <strong data-start=\"4802\" data-end=\"4826\">Armenian drams (AMD)<\/strong> via secure bank card systems.<br data-start=\"4856\" data-end=\"4859\" \/>All transactions are handled through <strong data-start=\"4896\" data-end=\"4940\">certified and encrypted payment gateways<\/strong>.<\/p>\n<p data-start=\"4945\" data-end=\"5110\"><strong data-start=\"4945\" data-end=\"4962\">FL Consulting<\/strong> does <strong data-start=\"4968\" data-end=\"4992\">not store or process<\/strong> any bank card details directly.<br data-start=\"5024\" data-end=\"5027\" \/>After successful payment, a confirmation email is automatically sent to the user.<\/p>\n<hr data-start=\"5112\" data-end=\"5115\" \/>\n<h2 data-start=\"5117\" data-end=\"5138\">4. Refund Policy<\/h2>\n<p data-start=\"5139\" data-end=\"5377\">If an event or service is canceled by the Company, the payment amount will be refunded within <strong data-start=\"5233\" data-end=\"5255\">5\u201310 business days<\/strong> using the same payment method.<br data-start=\"5286\" data-end=\"5289\" \/>In all other cases, payments are <strong data-start=\"5322\" data-end=\"5340\">non-refundable<\/strong>, unless otherwise required by law.<\/p>\n<hr data-start=\"5379\" data-end=\"5382\" \/>\n<h2 data-start=\"5384\" data-end=\"5408\">5. User Obligations<\/h2>\n<p data-start=\"5409\" data-end=\"5426\">Users agree to:<\/p>\n<ul data-start=\"5427\" data-end=\"5627\">\n<li data-start=\"5427\" data-end=\"5494\">\n<p data-start=\"5429\" data-end=\"5494\">Provide accurate and up-to-date information during registration<\/p>\n<\/li>\n<li data-start=\"5495\" data-end=\"5555\">\n<p data-start=\"5497\" data-end=\"5555\">Not use the website for illegal or fraudulent activities<\/p>\n<\/li>\n<li data-start=\"5556\" data-end=\"5627\">\n<p data-start=\"5558\" data-end=\"5627\">Respect copyright, intellectual property, and data protection laws.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"5629\" data-end=\"5632\" \/>\n<h2 data-start=\"5634\" data-end=\"5656\">6. Company Rights<\/h2>\n<p data-start=\"5657\" data-end=\"5693\">The Company reserves the right to:<\/p>\n<ul data-start=\"5694\" data-end=\"5874\">\n<li data-start=\"5694\" data-end=\"5749\">\n<p data-start=\"5696\" data-end=\"5749\">Modify or discontinue any service at its discretion<\/p>\n<\/li>\n<li data-start=\"5750\" data-end=\"5814\">\n<p data-start=\"5752\" data-end=\"5814\">Restrict or suspend user access in case of policy violations<\/p>\n<\/li>\n<li data-start=\"5815\" data-end=\"5874\">\n<p data-start=\"5817\" data-end=\"5874\">Update these Terms and Conditions without prior notice.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"5876\" data-end=\"5879\" \/>\n<h2 data-start=\"5881\" data-end=\"5909\">7. Liability Disclaimer<\/h2>\n<p data-start=\"5910\" data-end=\"5953\">The Company shall not be held liable for:<\/p>\n<ul data-start=\"5954\" data-end=\"6128\">\n<li data-start=\"5954\" data-end=\"6003\">\n<p data-start=\"5956\" data-end=\"6003\">Temporary technical interruptions or downtime<\/p>\n<\/li>\n<li data-start=\"6004\" data-end=\"6065\">\n<p data-start=\"6006\" data-end=\"6065\">Any actions or omissions of third-party service providers<\/p>\n<\/li>\n<li data-start=\"6066\" data-end=\"6128\">\n<p data-start=\"6068\" data-end=\"6128\">Losses resulting from user errors or incorrect data entry.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"6130\" data-end=\"6133\" \/>\n<h2 data-start=\"6135\" data-end=\"6158\">8. Confidentiality<\/h2>\n<p data-start=\"6159\" data-end=\"6284\">Personal data processing is governed by the <strong data-start=\"6203\" data-end=\"6221\">Privacy Policy<\/strong>, which forms an integral part of these Terms and Conditions.<\/p>\n<hr data-start=\"6286\" data-end=\"6289\" \/>\n<h2 data-start=\"6291\" data-end=\"6312\">9. Governing Law<\/h2>\n<p data-start=\"6313\" data-end=\"6481\">These Terms are governed by the laws of the <strong data-start=\"6357\" data-end=\"6380\">Republic of Armenia<\/strong>.<br data-start=\"6381\" data-end=\"6384\" \/>Any disputes arising shall be settled exclusively by the <strong data-start=\"6441\" data-end=\"6478\">courts of the Republic of Armenia<\/strong>.<\/p>\n<hr data-start=\"6483\" data-end=\"6486\" \/>\n<h2 data-start=\"6488\" data-end=\"6516\">10. Contact Information<\/h2>\n<p data-start=\"6517\" data-end=\"6623\">&#x1f4e7; <a class=\"decorated-link cursor-pointer\" rel=\"noopener\" data-start=\"6520\" data-end=\"6540\">info@flconsulting.am<\/a><br data-start=\"6540\" data-end=\"6543\" \/>&#x1f4cd; 3 Sayat-Nova St., Yerevan 0001, Republic of Armenia<br data-start=\"6597\" data-end=\"6600\" \/>&#x1f4de; +374 (11) 80 00 87<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; woodmart_inline=&#8221;no&#8221; text_larger=&#8221;no&#8221;] Updated: October 19, 2025 1. General Terms These Terms and Conditions govern the use of the<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10530","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/pages\/10530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/comments?post=10530"}],"version-history":[{"count":1,"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/pages\/10530\/revisions"}],"predecessor-version":[{"id":10531,"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/pages\/10530\/revisions\/10531"}],"wp:attachment":[{"href":"https:\/\/pay.flconsulting.am\/en\/wp-json\/wp\/v2\/media?parent=10530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}